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History

In 1909, the objective of the founders of Fairview Building and Loan Association was to provide working class people with a means of purchasing a home. This goal was accomplished by a concept which began in England in the eighteen century whereby individuals deposited their money with the building and loan in exchange for the future opportunity to borrow funds to purchase a home. Loans were made available to members as sufficient funds accumulated from members' deposits and the repayment of previous loans made. This concept was the primary purpose of the entire building and loan industry. Unlike commercial banks, because building and loans were owned and controlled by their members, referred to as a "mutual" form of ownership, investments were made based on the needs and interests of the members, rather than investing for the greatest return and security.

Today, more than 100 years later, Fairview Savings and Loan Association continues to emphasize its tradition of providing loans for the purpose of purchasing, improving or refinancing a home. Mortgage loans are also available for the purpose of purchasing or refinancing agricultural and commercial real estate. All loans come with our commitment that we will not sell your loan off to some unknown investor. We work hard to earn your business and we want to keep it.

Changes made by Congress in the 1980s allowed us to expand the financial products offered so that we can continue to provide for the needs and interests of our members. An example of one such deposit account is Free Checking. As you review this web site and the services described, we are confident that you will find a fit for your need, and you can be assured, just as was the founding principle in 1909, we continue to be owned by the individuals who we do business with, so our service to you will be unsurpassed.

Sincerely,

Russell Pembrook
President & CEO